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Cash Flow Calendar
the budget calendar
for irregular income

Built for people whose income changes. See your money by day, not just monthly totals.

So how does it work?

A budget calendar that shows what's coming

See your money by day

Every paycheck and bill on the day it happens, with your balance projected forward.

Mon
Tue
Wed
Thu
Fri
Sat
Sun
$1,9534
$1,9535
$1,9536
$1,9537
$1,9538
$1,9539
$1,95310
$1,95311
$1,95312
$1,95313
$1,95314
$1,95315
$1,95316
$1,95317

Know the low days before they come

Whether you'll have enough on the 14th, not how much you spent last month.

Balance, next 30 daysAugust
$0

Every bill, on the day it's due

Weekly, bi-weekly, quarterly, every other month, and one-offs.

Rentmonthly-2,400

Sep

Oct

Nov

Budgets that count the bills you haven't paid yet

What's spent plus what's still scheduled, so going over shows up early.

August budgets

25 days left

Counting 4 bills on the calendar you haven't paid yet

Groceries$216.00 of $500.00
Transport$448.00 of $600.00

Includes Car insurance, Aug 15

Utilities$0.00 of $300.00

Includes Gas, water, electricity

Connect your bank, or don't

Link US accounts through Plaid, or type things in. Both work.

Built for income that changes

Freelancers, gig workers, commission earners, anyone whose bills don't match paydays.

Freelancers and creators

Turn unpredictable paychecks into a predictable plan.

Side hustlers and gig workers

Commission-based workers

Anyone with irregular expenses

A money calendar, not a monthly total

Your projected balance on specific dates: tight, safe to spend, or time to move funds.

Thu 14

-$90

Mon 18

$1,910

Fri 22

$3,370

Loved by people with irregular income

Tyler F.

“Cash Flow Calendar helps me predict exactly where my cash flow is going to be.”

T

Tyler F.

Real Estate Agent

Carly T.

“Finally a budgeting app that actually works for variable income. I can see the exact day my balance would go negative, then fix it in seconds.”

C

Carly T.

Freelance Designer

Ryan R.

“I used to constantly stress about timing rent. Now I just check my calendar.”

R

Ryan R.

Side Hustler

Jules D.

“I finally have clarity on what’s coming in and what’s going out, weeks in advance.”

J

Jules D.

Small Business Owner

Cash Flow Calendar mobile app preview

Download the mobile app

Reports that show what the month will cost

Month by month

Money in and out for the next six months, so a thin month shows up early.

Month by month

In Out

+$2,330

Oct

+$90

Nov

-$280

Dec

+$150

Jan

+$310

Feb

+$70

Mar

The days that hurt

Which days of the month carry the most, and what moving one bill would do.

Outflow by day of month

Share of the month

151015202531

Where the next 90 days go

Every scheduled dollar, by category.

90 days$12,447
  • Rent$5,400
  • Car$1,581
  • Groceries$1,215
  • Savings$900
  • Insurance$426
  • Other$2,924.88

What you're committed to

Your recurring bills as a yearly figure, and the share of income they claim.

$49,068per year

16 recurring bills

  • Rentmonthly$21,600
  • Car paymentmonthly$4,620
  • Car insurancemonthly$1,704
  • Phonemonthly$1,020
Share of income 

Worth a look

Duplicate charges, three-paycheck months, subscriptions that add up.

Cloud storage shows up twice

Oct 8 · Cloud storage-$2.99
Oct 21 · Cloud storage-$2.99

October has three paychecks

The extra $2,150 does not come again until April.

Subscriptions add up to $395 a year

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Frequently asked questions

A budget calendar is a calendar view of your money. Instead of sorting spending into categories after the fact, it plots every paycheck, bill, and expense on the date it actually happens, then projects your balance forward so you can see low-cash days before they arrive. If your income is irregular, that timing view is what a flat monthly budget can never give you. Cash Flow Calendar is a budget calendar built for exactly that.

Learn more in our guide to building a budget calendar.

Cash flow Calendar Logo

Cash Flow Calendar

Ready to get started?

The budget calendar for irregular income. See every paycheck and bill on its date, and your balance before you get there.